Wind mitigation reports on Florida form OIR-B1-1802, completed by a certified building contractor. Documented wind-resistant features may qualify you for insurance discounts. Serving Broward, Palm Beach and Miami-Dade.
25% Off Leak Repair + a FREE Roof Inspection
Licensed & insured
CCC1333587 | CBC1263521
Trusted In Florida Since 2012
Second-generation roofer
5.0 on Google
40 five-star reviews
Manufacturer certified
Tremco, GAF & GE
Open 24/7
Emergency leak response
Insurance paperwork is nobody’s favorite project. South Florida homeowners share how A-1 made inspections, reports and roof work straightforward and explained every step.
A wind mitigation inspection documents the features of your home that help it resist hurricane-force wind. The results are recorded on the state’s Uniform Mitigation Verification Inspection Form, OIR-B1-1802, which Florida insurers use when rating your windstorm coverage.
Florida law requires insurers to offer premium discounts or credits for qualifying wind-resistant construction. How much you save depends on your home, your insurer and your policy, so we never promise a dollar amount. What we can say is that many homeowners are paying for protection their house already has because no one has documented it.
The form must be signed by a qualified inspector. The list on the form includes licensed general, building and residential contractors, and A-1 holds a certified building contractor license (CBC1263521) in addition to our roofing license (CCC1333587). Insurers generally accept a completed form for up to five years as long as nothing material about the home changes, but check with your carrier, since requirements can vary.
The OIR-B1-1802 form looks at seven parts of your home. Here is what each one means in plain terms.
Several of these items are set when the roof is built or replaced. That is why a roof replacement is often the best time to improve your wind mitigation results, for example by upgrading deck attachment or adding secondary water resistance where the code and your roof system allow.
Florida insurers ask for different reports depending on the age of the home and the policy. Here is how they differ and where A-1 can help.
Documents wind-resistant features on form OIR-B1-1802 for possible premium credits. We complete and sign this form as a licensed building contractor.
A letter from a licensed roofing contractor stating the roof’s condition and estimated remaining life, which some insurers request for older roofs.
Insurers may require this for older homes. It covers the roof, electrical, plumbing and HVAC. We can document the roof portion; ask us what your insurer needs for the rest.
A detailed look at your roof and attic with photos and repair or replacement advice, free of charge.
Tell us which report your insurance company is asking for and we will confirm what is needed before we arrive.
Call 954-741-9759 or request online. Have your policy or insurer request handy if you have one.
We document the roof covering, roof shape, windows, doors and any opening protection.
We check roof deck nailing, roof-to-wall connections and secondary water resistance where visible.
You receive the completed, signed form with supporting photos to send to your insurance agent.
It varies widely by home, insurer and policy. Some homeowners see a meaningful reduction in the wind portion of their premium, others see little change. Your insurance agent can tell you how your specific results will be applied.
The form lists qualified inspectors, including licensed general, building and residential contractors, building code inspectors, engineers, architects and qualified home inspectors. A-1 signs as a certified building contractor (CBC1263521).
Insurers generally accept the form for up to five years if there are no material changes to the home. Replacing your roof or adding impact windows is a good reason to get a new one.
We handle the roof portion and provide roof certification letters. Electrical, plumbing and HVAC portions may need to be completed by other qualified inspectors. Ask us and we will help you sort out what your insurer needs.
Often, yes. Roof deck attachment and secondary water resistance are typically addressed during a replacement, and a newer permitted roof covering can also help. We can walk you through the options before you replace.
Get your OIR-B1-1802 form completed and signed by a licensed building contractor, and ask about a free roof inspection while we are there. See all roofing services. Licensed CCC1333587 | CBC1263521.
Fill In The Information Below To Claim Your Free Roof Inspection & 25% Off Leak Repair
